With so many bad people out there trying to steal your identity, it’s a good idea to remember a few basic tips to help protect us from online identity theft.
Be Careful of Scams
Be cautious when giving out your personal information. Don’t give out any of your personal information to people you don’t trust 100%. Be aware of scams. If someone is offering you a limited time offer that you must take advantage of now and wants all of your personal data, without knowing any of theirs, you probably shouldn’t do it. When browsing or buying online, look for third-party verification seals – like 4xbuyerprotection – that commit to help you keep your identity yours.
Check Your Credit Reports and Financial Accounts for Theft
Ask for a credit report periodically to check if there are any accounts in your name that you didn’t open. Also, check your online banking and credit card accounts to see if there have been any unauthorized transactions on your accounts. If you see any, cancel your cards immediately.
Only Carry Necessary ID and Bank Cards
Don’t carry extra credit cards, Social Security card, birth certificate or passport unless absolutely necessary. Carrying these items can increase the risk of them being stolen or lost. And it’s a good idea to shred all credit card offers, bank statements, records and other sensitive information. Using a cross-cut shredder is best.
Practice Safe Password Habits
Hackers know that some of the most common passwords are password, 123456, and abc123. Don’t use the same password to access your facebook account as you do to do your online banking. Companies like LastPass can help securely manage all your different passwords.
So, since online identity theft is the fastest growing crime, don’t become another statistic. Keep your identity protected by following these four simple rules.